Kilimo Salama (‘Safe Agriculture’ in Kiswahili)
07-06-2014
01-12-2008 – 01-12-2008
Kilimo Salama is a weather based index insurance designed for Kenya and Rwanda farmers to help them insure their farm inputs against destructive weather events i.e. drought and excess rain. The project is aimed at offering farmers who plant on as little as one acre insurance policies to shield them from significant financial losses when drought or excess rain occurs. It was based on a pilot project in Laikipia district where maize farmers insured their farm inputs against drought in 2009.
Knowledge buildingPolitical ownership, collaboration and approvalFinancial sustainabilityBuilding local capacityTransferable
Kilimo salama
1. Knowledge building
The traditional way of farmers to reduce the weather related risk is by minimizing investments in the farm inputs. This causes farmers to remain in a vicious cycle of low agricultural productivity. The Kilimo salama project helps the farmers to reduce the impact of severe weather and support increased in farm productivity. The project, which is an initiative of the Syngenta Foundation for Sustainable Agriculture has been funded by the international Finance Corporation under the Global Index Insurance Facility.
2. Community participation and inclusiveness
Not applicable
3. Political ownership, collaboration and approval
The project has local terms based in Nairobi and Kigali. In Kenya, the project is undertaken in partnership between Syngenta Foundation for Sustainable Agriculture (SFSA), UAP Insurance,telecoms operator Safaricom and international reinsurer Swiss Re Corporate Solutions, while in Rwanda the partners are the Rwandan insurer SORAS, the SFSA and international reinsurer Swiss Re Corporate Solutions.
4. Financial sustainability
Fundeding for the Kilimo salama project is from the International Finance Corporation under the Global Index Insurance Facility.
5. Achieving co-benefits and balancing trade-off
Not applicable
6. Building local capacity
The agricultural sector is the dominant employer in East Africa. Sever weather may cause farmers to lose their entire harvest. Small scale farmer may lack the resources to by farm inputs for the next season, therefore Kilimo salama facilitates a faster recovery for the small scale farmers as they can use the payout to replant and meet other needs. An impact study done in 2012 has shown that farmers who insured farmers invested 19% more and earned 16% more than the neighboring uninsured counterparts.
7. Transferable
Kilimo Salama was started in 2009 and launched officially in the 2010 with 12,000 maize and wheat farmers in Kenyan insuring their farm inputs against drought and excess rain. Kilimo Salama Plus which builds on the original project was introduced in 2011 by the partners to include a wider array of crops, geographic regions and insurance options. The program has also been launched in Rwanda and Tanzania and to date the scheme has more than 187,000 farmers in Kenya, Rwanda and Tanzania and it is aimed at insuring close to one million farmers in the East African region by 2015.
8. Monitoring and evaluation
Not applicable
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